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Insurance

One of the crucial parts of planning your trip abroad is obtaining a travel insurance policy with the correct level of cover for your chosen trip. Different trip types and destinations will require different levels of travel insurance cover, and it is critical that you make sure that your policy will cover you for all eventualities on your chosen trip. Many travellers find it quite tempting to choose the cheapest insurance policy they can find; however, this can be risky, as cheap-and-cheerful policies generally do not have sufficient cover in areas such as medical expenses, personal liability and cancellation cover, which could leave you having to foot the bill if anything were to happen during your trip overseas.

We advise all our travellers to do some research into what level of cover they will require for their chosen trip and, through our chosen travel insurance partners at STA Travel, our dedicated agents will help you find the best policy for your budget. It is vital that you are clear about your travel plans and any medical/health issues when discussing travel insurance options with our agents, as some insurance policies may not cover you for specific activities such as extreme sports or paid work, so policy extensions may be required.

It is also advised that you discuss your chosen destination countries with your travel insurance agent. The Foreign & Commonwealth Office website will outline any in-country issues that may influence your travels to a specific region of a country, and may advise you not to travel to a country altogether, which may influence the level of insurance cover for any travels to specific countries; please be aware of this when choosing your insurance policy.

It is important that, once you have taken out the right insurance policy, you print off a copy and keep your insurance policy documents and any relevant contact details with you throughout your trip. In case anything does happen during your time overseas and you need to make use of your travel insurance, you will then have all the required documentation to hand.

UK citizens travelling in Europe  
If you decide to travel to destination in Europe, you have to make sure to get a European Health Insurance Card (EHIC) before you travel. This card is free to all UK citizens and can be applied for before you travel. It entitles holders to receive the same level of free healthcare as they receive from the NHS whilst travelling in European countries. It takes around 2 weeks for EHIC card applications to be processed and for the card to be delivered so make sure you arrange this in good time before your planned travel date. You will still need to apply to travel insurance as well as obtain a EHIC card, as the the EHIC card does not cover all aspects of your travels. You will almost certainly need an EHIC card to take out a travel insurance policy for travels in Europe.

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Testimonials
  • "This was the best way to spend my gap year! Sun, sea, sand and sport all whilst coaching amazing kids. This was one of the best experiences I have ever had and I would jump at the chance to do it again."
    Rosie Wells , Sports, St Lucia
     
  • "My overall experience was fantastic, I enjoyed all aspects of this trip and there is never a dull moment in St Lucia! "
    Sam Evans , Sports, St Lucia
     
  • "This experience was unforgettable, I have met people that I will stay friends with for many years to come and completely fell in love with Argentina!"
    Jamie Henderson , Languages, Argentina
     
  • "I was so surprised how quickly I picked up the language! The school was great and really supportive throughout the learning process and it was amazing to practice what I had learnt in real life situations."
    Melissa Cutler , Languages, Argentina
     
  • Not only did I have tons of fun I've also gained a qualification that means I can continue my travels around the world whilst getting paid to teach English!
    Helen Turner , Teaching, Argentina
     
  • This was probably the most worthwhile experience I have ever had. The organisation and staff at the school were amazing and really supported me throughout the whole process. I wish I could go back!
    Tom Mitchell , Teaching, Argentina
     
  • ''It was an ideal opportunity for me to combine travelling with my passion for sport.''
    James Hairsine , Sports, Ghana
     
  • “This was a fantastic opportunity to gain some experience in sports psychology, which has really helped with the psychology element of my sports studies degree.”
    Anthony Gibson , Sports, Ghana
     
  • "What a great way to get hands on experience in the field of finance and economics! I feel like I have acquired many skills that will stay with me for years to come!"
    Jenny Allen , Business & Law, Kenya
     
  • "This was such a sustainable way to support the community in Kenya, and I would love to return to continue helping out."
    Paul Taylor , Business & Law, Kenya
     
  • "I had such an amazing gap year! this project was challenging but completely worth it."
    Francesca Le Poideven , Business & Law, Kenya
     
  • "Lake Nakuru National Park is just incredible. The game rangers were so friendly and helpful, going out of their way to make sure I had an amazing time during my placement. I would love to do it all over again!"
    Maria Rossi , Wildlife & Conservation, Kenya
     
  • "It was great fun because the kids want to learn and everything you do is such a novelty to them. I was moved by what I saw, not for sentimental reasons, but because the teachers and the children were so keen and worked so hard."
    Katie Godfrey , Teaching, Kenya
     
  • "This was such a heartwarming project, the children have so little but are so greatful. I met some amazing people and will remember this experience forever."
    Sylvia Amani , Teaching, Kenya
     
  • "What a fascinating country. I not only learned so much about the healthcare system and gained some great experience to help with my degree, but got to visit some amazing places in Kenya. The Masia Mara trip was just unreal."
    Aaron Leyman , Medical & Health, Kenya
     
  • "The kids were so amazing, it was such a heartwarming experience and i'm just really glad that I could help out."
    Gemma Bracknell , Care Work, Kenya
     
  • "What a great project! I am so greatful to have had this opportunity and it is certainly something I will never forget."
    Suzanne Hart , Care Work, Kenya
     
  • "I really enjoyed my time on the Galapagos Islands. This tour is such a great way to see the islands. Everyone I met were so welcoming, and they helped to make this an unforgettable experience. Seeing giant tortoises up close was awesome!"
    Jocelyn Whitehead , Wildlife & Conservation, Ecuador
     
  • "This is was certainly one of the most unique and fulfilling trips I have had. From helping out the kids with learning the game of tennis, to seeing the smiles on their faces, these moments gave me a new light on my career and my way of life."
    Peter Kung , Sports, Argentina
     
  • "The experience of living with other volunteers and students was a great! An unbelievable sports experience! As a football fan I really couldn't imagine a better place to visit."
    Joseph Berry , Sports, Argentina
     

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