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Insurance

One of the crucial parts of planning your trip abroad is obtaining a travel insurance policy with the correct level of cover for your chosen trip. Different trip types and destinations will require different levels of travel insurance cover, and it is critical that you make sure that your policy will cover you for all eventualities on your chosen trip. Many travellers find it quite tempting to choose the cheapest insurance policy they can find; however, this can be risky, as cheap-and-cheerful policies generally do not have sufficient cover in areas such as medical expenses, personal liability and cancellation cover, which could leave you having to foot the bill if anything were to happen during your trip overseas.

We advise all our travellers to do some research into what level of cover they will require for their chosen trip and, through our chosen travel insurance partners at STA Travel, our dedicated agents will help you find the best policy for your budget. It is vital that you are clear about your travel plans and any medical/health issues when discussing travel insurance options with our agents, as some insurance policies may not cover you for specific activities such as extreme sports or paid work, so policy extensions may be required.

It is also advised that you discuss your chosen destination countries with your travel insurance agent. The Foreign & Commonwealth Office website will outline any in-country issues that may influence your travels to a specific region of a country, and may advise you not to travel to a country altogether, which may influence the level of insurance cover for any travels to specific countries; please be aware of this when choosing your insurance policy.

It is important that, once you have taken out the right insurance policy, you print off a copy and keep your insurance policy documents and any relevant contact details with you throughout your trip. In case anything does happen during your time overseas and you need to make use of your travel insurance, you will then have all the required documentation to hand.

UK citizens travelling in Europe  
If you decide to travel to destination in Europe, you have to make sure to get a European Health Insurance Card (EHIC) before you travel. This card is free to all UK citizens and can be applied for before you travel. It entitles holders to receive the same level of free healthcare as they receive from the NHS whilst travelling in European countries. It takes around 2 weeks for EHIC card applications to be processed and for the card to be delivered so make sure you arrange this in good time before your planned travel date. You will still need to apply to travel insurance as well as obtain a EHIC card, as the the EHIC card does not cover all aspects of your travels. You will almost certainly need an EHIC card to take out a travel insurance policy for travels in Europe.

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Testimonials
  • "It was so interesting working into the law sector in Ghana and getting this experience. Such a great way to spend my summer doing something totally different."
    Mark Fulton , Business & Law, Ghana
     
  • "Costa Rica is such a wonderful country and being able to help out on the care work project with the children was such a privilege."
    Lara Gillard , Care Work, Costa Rica
     
  • "The whole team in Costa Rica were awesome and really helped me make the most our of my time there both on the care work project and showing me the adventures of the country."
    Tom Smith , Care Work, Costa Rica
     
  • "This placement gave me the mix of helping young children and also experiencing a totally different culture. My Spanish has really improved too."
    Kiki Jones , Care Work, Costa Rica
     
  • "I am studying in animal welfare and this placement was perfect in getting real life experience relevant to my career".
    Gordon Bennell , Wildlife & Conservation, Costa Rica
     
  • "The whole experience was fantastic from the staff at the rescue centre, to Andy and his family. Thank you for looking after me so well."
    Ruth Eales , Wildlife & Conservation, Costa Rica
     
  • Fab way to start my week, our guide was awesome and gave us so many tips. Met an amazing group of people and the team in the office really help you sort your time out after you've finished the first week. Would really recommend to solo travellers.
    Emma Lowton , Adventure, New Zealand
     
  • On arrival, I felt as unprepared as can be, knowing no one, having no plans nor ideas of how to get along in New Zealand really. The in-country team did it all for me. Organise my trip. Booking it. Coming from experienced backpackers you know what's going on and getting to know awesome people from all around the world and maybe even some mates to travel with.
    Sean Neitzel , Adventure, New Zealand
     
  • Had the best time travelling around New Zealand. The team made it possible and can sort everything out for you with no problem. I would highly recommend them and will definitely be using them for my next adventure.
    Annie Frances Pritchard , Adventure, New Zealand
     
  • The opportunity to coach and nurture the next generation of sportsmen and women in Costa Rica was an opportunity that I couldn't give up, and I am so glad that I didn't! I had a great time and made some lifelong friends!
    Jack Johnston , Teaching, Costa Rica
     
  • I had a such an inspiring and life changing experience coaching in Costa Rica. The kids had such an appetite for coaching and their enthusiasm was infectious. My fellow coaches and I worked well as a team and I developed some truly great friends as a result.
    Charlie Blaken , Teaching, Costa Rica
     
  • What a Blast! I can honestly say that I could not have had a better time in Costa Rica as I did. Everyone was so friendly, helpful and up for a laugh, all making it a thoroughly enjoyable experience. Would definitely recommend this trip to anyone, and might even come back at some point in the near future!
    Danny McVey , Teaching, Costa Rica
     
  • I had a really great time in Costa Rica, honing my Spanish linguistic skills, and I really improved over the 2 weeks that I spent out there. I would like to thank all of the in-country staff for all the effort they put in, it was an intense and thoroughly enjoyable and rewarding experience.
    Lewis Worthington , Languages, Costa Rica
     
  • This has been by far the most rewarding holiday I have been on. I'll be the first to admit that the idea of an educational holiday didn't at first appeal to me, but the improvements I made in the four weeks I spent out there means that my confidence in my Spanish has improved immensely.
    Charlie Jones , Languages, Costa Rica
     
  • Costa Rica is not only a truly stunning country with welcoming, hospitable people, but it is also where I conquered my 'phobia' of speaking Spanish, and for this I am incredibly grateful. Such a rewarding and exhilarating experience in a wonderful country.
    Max Foster , Languages, Costa Rica
     
  • Easily the most rewarding trip I have ever undertaken! To see the progress the local kids made in your time out there, under your tutelage, was so inspiring! Would highly recommend it!
    Joe Taylor , Teaching, Costa Rica
     
  • What a trip! Spending 12 weeks in the stunning Costa Rican countryside, would have been a reward enough, but the bonds I made with my fellow travelling companions will last a lifetime, and my pride in my class of kids at the local school and the progress they made is a constant source of inspiration.
    Brett McCallum , Teaching, Costa Rica
     
  • I honestly couldn't have had a better time in Costa Rica, and the short time that I spent there with my new found friends will be remembered with treasured memories. Also, the challenge of helping local kids to improve impressively in a short space of time, was a reward in itself.
    Callum Sutton , Teaching, Costa Rica
     
  • "To be able to work behind the scenes on a game reserve in Africa has been a dream come true. Would love to do this all over again."
    Emma Agness , Wildlife & Conservation, South Africa
     
  • "It was great to be able to work with the baby animals and also get a sense of how a reserve operates to keep conservation and tourism positive."
    Ayesha Simmonds , Wildlife & Conservation, South Africa
     

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