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Insurance

One of the crucial parts of planning your trip abroad is obtaining a travel insurance policy with the correct level of cover for your chosen trip. Different trip types and destinations will require different levels of travel insurance cover, and it is critical that you make sure that your policy will cover you for all eventualities on your chosen trip. Many travellers find it quite tempting to choose the cheapest insurance policy they can find; however, this can be risky, as cheap-and-cheerful policies generally do not have sufficient cover in areas such as medical expenses, personal liability and cancellation cover, which could leave you having to foot the bill if anything were to happen during your trip overseas.

We advise all our travellers to do some research into what level of cover they will require for their chosen trip and, through our chosen travel insurance partners at STA Travel, our dedicated agents will help you find the best policy for your budget. It is vital that you are clear about your travel plans and any medical/health issues when discussing travel insurance options with our agents, as some insurance policies may not cover you for specific activities such as extreme sports or paid work, so policy extensions may be required.

It is also advised that you discuss your chosen destination countries with your travel insurance agent. The Foreign & Commonwealth Office website will outline any in-country issues that may influence your travels to a specific region of a country, and may advise you not to travel to a country altogether, which may influence the level of insurance cover for any travels to specific countries; please be aware of this when choosing your insurance policy.

It is important that, once you have taken out the right insurance policy, you print off a copy and keep your insurance policy documents and any relevant contact details with you throughout your trip. In case anything does happen during your time overseas and you need to make use of your travel insurance, you will then have all the required documentation to hand.

UK citizens travelling in Europe  
If you decide to travel to destination in Europe, you have to make sure to get a European Health Insurance Card (EHIC) before you travel. This card is free to all UK citizens and can be applied for before you travel. It entitles holders to receive the same level of free healthcare as they receive from the NHS whilst travelling in European countries. It takes around 2 weeks for EHIC card applications to be processed and for the card to be delivered so make sure you arrange this in good time before your planned travel date. You will still need to apply to travel insurance as well as obtain a EHIC card, as the the EHIC card does not cover all aspects of your travels. You will almost certainly need an EHIC card to take out a travel insurance policy for travels in Europe.

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Testimonials
  • "What a fascinating country. I not only learned so much about the healthcare system and gained some great experience to help with my degree, but got to visit some amazing places in Kenya. The Masia Mara trip was just unreal."
    Aaron Leyman , Medical & Health, Kenya
     
  • "The kids were so amazing, it was such a heartwarming experience and i'm just really glad that I could help out."
    Gemma Bracknell , Care Work, Kenya
     
  • "What a great project! I am so greatful to have had this opportunity and it is certainly something I will never forget."
    Suzanne Hart , Care Work, Kenya
     
  • "I really enjoyed my time on the Galapagos Islands. This tour is such a great way to see the islands. Everyone I met were so welcoming, and they helped to make this an unforgettable experience. Seeing giant tortoises up close was awesome!"
    Jocelyn Whitehead , Wildlife & Conservation, Ecuador
     
  • "This is was certainly one of the most unique and fulfilling trips I have had. From helping out the kids with learning the game of tennis, to seeing the smiles on their faces, these moments gave me a new light on my career and my way of life."
    Peter Kung , Sports, Argentina
     
  • "The experience of living with other volunteers and students was a great! An unbelievable sports experience! As a football fan I really couldn't imagine a better place to visit."
    Joseph Berry , Sports, Argentina
     
  • "Working in the orphanage with these adorable kids was a great way to do something really good with my time abroad on my gap year. I would recommend it to anyone who is keen to work with children. A magical experience! I cannot wait to go back to Argentina and see how they are all getting on."
    Jade Garcia , Care Work, Argentina
     
  • "I loved this volunteer project in the orphanage in Buenos Aires. So many great kids, who love to play and learn from you. I really enjoyed the cooking lessons in the bakery, and the kids really liked to do face painting and arts, which was really fun, it was great to be able to put smiles on their faces. I will treasure my memories of my trip to Argentina for a long time."
    Susan Tanner , Care Work, Argentina
     
  • "Football coaching in India was awesome - from the day I arrived to the day I left. The people, especially the children, the culture, the food, were all great!! It was an experience that I will never forget!! If you have the opportunity travel and coach sport... especially in India....then just go for it! .... Sanj"
    Sanjay Thanki , Sports, India
     
  • "The experience I had in Ecuador was without doubt the greatest experience of my life so far. I would recommend the programme to anyone who has even the slightest interest in playing or coaching football."
    Craig Lawlor , Sports, Ecuador
     
  • "My time in Quito was amazing. I had a wonderful experience working with the kids, and partying in the Mariscal. My homestay was also fabulous and I made amazing friends with my other housemates and the family. I look forward to returning sometime soon."
    Francesca Ioffreda , Sports, Ecuador
     
  • "Overall it is such an enjoyable placement and very good for helping my German and communication skills. It’s really fun and everyone is really friendly. The kids are lovely and there’s never a dull moment!"
    Stephanie Memory , Teaching, Germany
     
  • "The experience of becoming a ski instructor was out of this world. The group bonded and we all met friends for life! The local people were the friendliest and most welcoming people I have ever come across."
    Phil Nolan , Sports, Canada
     
  • "The experience of becoming a ski instructor was out of this world. The group bonded and we all met friends for life! The local people were the friendliest and most welcoming people I have ever come across."
    Samantha Platt , Sports, Canada
     
  • "I am extremely passionate about this project and being a professional photographer, meant I could teach a wide range of skills to the kids".
    Remy Whiting , Art & Craft, South Africa
     
  • "Having the in-country contacts to work on my own photography stories was perfect. Thanks to all involved".
    James Burton , Art & Craft, South Africa
     
  • "This law internship gave me a unique perspective on law in Africa and has certainly widened my options within the law field".
    Andy Smith , Business & Law, Ghana
     
  • "Thanks to all the Ghana team for making this law internship happen for me. Such an amazing experience and Ghanaians are sooo friendly."
    Jemma Mansfield , Business & Law, Ghana
     
  • "It was so interesting working into the law sector in Ghana and getting this experience. Such a great way to spend my summer doing something totally different."
    Mark Fulton , Business & Law, Ghana
     
  • "Costa Rica is such a wonderful country and being able to help out on the care work project with the children was such a privilege."
    Lara Gillard , Care Work, Costa Rica
     

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